YEARLY HIGH
7.2428 PHP
YEARLY LOW
6.6735 PHP
YEARLY AVERAGE
6.8842 PHP

2016 BOB to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BOB to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 7.2428. Conversely, the yearly low was recorded on August 28, dropping to 6.6735.

This high-to-low spread represents a total annual volatility of 0.5694 PHP. From a start-to-finish perspective, comparing the January average rate of 6.8790 to the December average rate of 7.1921, the exchange rate registered a net change of 4.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 7.2428 was up 4.79% compared to the 2015 peak of 6.9119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 36,214 PHP
2015 Average 32,964 PHP
Yearly Trough Low 33,367 PHP
Transaction Impact: A difference of 2,846.94 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

7.2375
6.6925
JanuMarcMayJulySeptNove

BOB to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8122, compared to 6.9562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1439 points.

H1 Avg (Jan–Jun) 6.8122
H2 Avg (Jul–Dec) 6.9562

Volatility Range Comparison

Volatility

The most volatile month in 2016 was September, with a trading range of 0.2753 PHP (High: 7.0109 / Low: 6.7357). On the other end, February was the most stable month, with a tight range of 0.0757 PHP (High: 6.9534 / Low: 6.8777).

September Spread (Volatile) ±0.2753
February Spread (Stable) ±0.0757

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0942 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0942

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 7.1921) against the same month in 2015 (average: 6.8378), the exchange rate shifted by +0.3543 (+5.18%).

2016 Avg (December) 7.1921
2015 Avg (December) 6.8378

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.9533 6.7801 6.8790
February 6.9534 6.8777 6.9075
March 6.8939 6.7416 6.8133
April 6.7976 6.6911 6.7402
May 6.8402 6.7478 6.7882
June 6.8410 6.6740 6.7452
July 6.8828 6.7815 6.8247
August 6.8146 6.6735 6.7379
September 7.0109 6.7357 6.8727
October 7.0318 6.9452 6.9922
November 7.2376 6.9806 7.1174
December 7.2428 7.1357 7.1921