YEARLY HIGH
7.8745 PHP
YEARLY LOW
7.1882 PHP
YEARLY AVERAGE
7.6215 PHP

2018 BOB to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BOB to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 7.8745. Conversely, the yearly low was recorded on January 7, dropping to 7.1882.

This high-to-low spread represents a total annual volatility of 0.6863 PHP. From a start-to-finish perspective, comparing the January average rate of 7.3093 to the December average rate of 7.6387, the exchange rate registered a net change of 4.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 7.8745 was up 4.71% compared to the 2017 peak of 7.5205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 39,372 PHP
2017 Average 36,313 PHP
Yearly Trough Low 35,941 PHP
Transaction Impact: A difference of 3,431.40 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

7.8541
7.2597
JanuMarcMayJulySeptNove

BOB to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.5214, compared to 7.7216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2002 points.

H1 Avg (Jan–Jun) 7.5214
H2 Avg (Jul–Dec) 7.7216

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.2555 PHP (High: 7.4437 / Low: 7.1882). On the other end, March was the most stable month, with a tight range of 0.0780 PHP (High: 7.5916 / Low: 7.5136).

January Spread (Volatile) ±0.2555
March Spread (Stable) ±0.0780

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1628 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1628

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 7.8046) against the same month in 2017 (average: 7.4290), the exchange rate shifted by +0.3756 (+5.06%).

2018 Avg (October) 7.8046
2017 Avg (October) 7.4290

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.4437 7.1882 7.3093
February 7.5728 7.4168 7.5066
March 7.5916 7.5136 7.5403
April 7.5955 7.4673 7.5305
May 7.6284 7.4722 7.5612
June 7.7595 7.5685 7.6805
July 7.8083 7.6763 7.7301
August 7.7490 7.6310 7.7115
September 7.8548 7.6895 7.8030
October 7.8745 7.7203 7.8046
November 7.7137 7.5506 7.6418
December 7.6982 7.5669 7.6387