YEARLY HIGH
3827.5125 VND
YEARLY LOW
2221.3542 VND
YEARLY AVERAGE
3535.2537 VND

2026 BOB to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 3827.5125. Conversely, the yearly low was recorded on August 1, dropping to 2221.3542.

This high-to-low spread represents a total annual volatility of 1606.1583 VND. From a start-to-finish perspective, comparing the January average rate of 3792.2415 to the December average rate of 2221.3542, the exchange rate registered a net change of -41.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3827.5125 was down 0.73% compared to the 2025 peak of 3855.5724, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 19,137,562 VND
2025 Average 18,810,162 VND
Yearly Trough Low 11,106,771 VND
Transaction Impact: A difference of 8,030,791.50 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3970.6839
2062.3242
JanuMarcMayJuly

BOB to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3797.3504, compared to 2748.9633 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1048.3871 points.

H1 Avg (Jan–Jun) 3797.3504
H2 Avg (Jul–Dec) 2748.9633

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 1567.7796 VND (High: 3801.0300 / Low: 2233.2504). On the other end, August was the most stable month, with a tight range of 0.0000 VND (High: 2221.3542 / Low: 2221.3542).

July Spread (Volatile) ±1567.7796
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1055.2184 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1055.2184

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3792.2415) against the same month in 2025 (average: 3658.9106), the exchange rate shifted by +133.3309 (+3.64%).

2026 Avg (January) 3792.2415
2025 Avg (January) 3658.9106

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3827.5125 3746.7463 3792.2415
February 3788.9343 3724.2512 3762.1323
March 3817.3776 3774.1500 3801.3194
April 3820.4366 3795.5398 3811.6539
May 3814.6377 3807.6181 3810.6257
June 3813.8625 3796.4992 3806.1297
July 3801.0300 2233.2504 3276.5725
August 2221.3542 2221.3542 2221.3542