2026 BOB to VND Historical Review

YEARLY HIGH

3827.5125 VND

YEARLY LOW

2233.2504 VND

YEARLY AVERAGE

3722.9536 VND

2026 BOB to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 3827.5125. Conversely, the yearly low was recorded on July 31, dropping to 2233.2504.

This high-to-low spread represents a total annual volatility of 1594.2621 VND. From a start-to-finish perspective, comparing the January average rate of 3792.2415 to the December average rate of 3276.5725, the exchange rate registered a net change of -13.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3827.5125 was down 0.73% compared to the 2025 peak of 3855.5724, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 19,137,562 VND

2025 Average 18,810,162 VND

Yearly Trough Low 11,166,252 VND

Transaction Impact: A difference of 7,971,310.53 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3865.1621

3223.0644

JanuMarcMayJuly

BOB to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3797.3504, compared to 3276.5725 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 520.7779 points.

H1 Avg (Jan–Jun) 3797.3504

H2 Avg (Jul–Dec) 3276.5725

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 1567.7796 VND (High: 3801.0300 / Low: 2233.2504). On the other end, May was the most stable month, with a tight range of 7.0196 VND (High: 3814.6377 / Low: 3807.6181).

July Spread (Volatile) ±1567.7796

May Spread (Stable) ±7.0196

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 529.5572 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -529.5572

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3792.2415) against the same month in 2025 (average: 3658.9106), the exchange rate shifted by +133.3309 (+3.64%).

2026 Avg (January) 3792.2415

2025 Avg (January) 3658.9106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3827.5125	3746.7463	3792.2415
February	3788.9343	3724.2512	3762.1323
March	3817.3776	3774.1500	3801.3194
April	3820.4366	3795.5398	3811.6539
May	3814.6377	3807.6181	3810.6257
June	3813.8625	3796.4992	3806.1297
July	3801.0300	2233.2504	3276.5725