2020 BOB to VND Historical Review

YEARLY HIGH

3441.0121 VND

YEARLY LOW

3315.3566 VND

YEARLY AVERAGE

3364.2136 VND

2020 BOB to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 3441.0121. Conversely, the yearly low was recorded on December 26, dropping to 3315.3566.

This high-to-low spread represents a total annual volatility of 125.6555 VND. From a start-to-finish perspective, comparing the January average rate of 3350.8088 to the December average rate of 3352.8730, the exchange rate registered a net change of 0.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3441.0121 was up 1.34% compared to the 2019 peak of 3395.6447, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 17,205,060 VND

2019 Average 16,799,822 VND

Yearly Trough Low 16,576,783 VND

Transaction Impact: A difference of 628,277.51 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3406.3307

3345.7614

JanuMarcMayJulySeptNove

BOB to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3372.4892, compared to 3355.9379 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.5513 points.

H1 Avg (Jan–Jun) 3372.4892

H2 Avg (Jul–Dec) 3355.9379

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 96.0080 VND (High: 3441.0121 / Low: 3345.0041). On the other end, January was the most stable month, with a tight range of 20.2824 VND (High: 3361.7346 / Low: 3341.4522).

March Spread (Volatile) ±96.0080

January Spread (Stable) ±20.2824

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 25.3492 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -25.3492

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3386.0280) against the same month in 2019 (average: 3358.2450), the exchange rate shifted by +27.7830 (+0.83%).

2020 Avg (March) 3386.0280

2019 Avg (March) 3358.2450

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3361.7346	3341.4522	3350.8088
February	3376.6184	3341.4522	3358.4521
March	3441.0121	3345.0041	3386.0280
April	3429.8620	3376.0798	3401.2832
May	3409.9030	3330.6352	3375.9340
June	3386.8232	3329.6582	3362.4292
July	3372.5387	3321.9402	3351.4259
August	3388.7970	3338.4879	3356.5454
September	3380.3962	3341.0005	3359.4862
October	3373.0010	3349.3941	3356.8442
November	3377.7978	3340.7910	3358.4529
December	3373.9490	3315.3566	3352.8730