2014 BOB to VND Historical Review

YEARLY HIGH

3096.8900 VND

YEARLY LOW

3039.6584 VND

YEARLY AVERAGE

3066.2227 VND

2014 BOB to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 3096.8900. Conversely, the yearly low was recorded on September 4, dropping to 3039.6584.

This high-to-low spread represents a total annual volatility of 57.2316 VND. From a start-to-finish perspective, comparing the January average rate of 3050.4181 to the December average rate of 3093.1505, the exchange rate registered a net change of 1.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3096.8900 was up 0.40% compared to the 2013 peak of 3084.4860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 15,484,450 VND

2013 Average 15,134,911 VND

Yearly Trough Low 15,198,292 VND

Transaction Impact: A difference of 286,158.15 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3097.4237

3046.1448

JanuMarcMayJulySeptNove

BOB to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3055.9270, compared to 3076.5185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 20.5915 points.

H1 Avg (Jan–Jun) 3055.9270

H2 Avg (Jul–Dec) 3076.5185

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 34.3499 VND (High: 3074.0083 / Low: 3039.6584). On the other end, April was the most stable month, with a tight range of 7.4280 VND (High: 3054.3003 / Low: 3046.8724).

September Spread (Volatile) ±34.3499

April Spread (Stable) ±7.4280

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 4.4770 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -4.4770

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 3085.1750) against the same month in 2013 (average: 3054.4239), the exchange rate shifted by +30.7511 (+1.01%).

2014 Avg (November) 3085.1750

2013 Avg (November) 3054.4239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3056.7784	3043.6064	3050.4181
February	3059.7332	3042.9724	3052.3613
March	3058.2979	3043.1435	3051.1534
April	3054.3003	3046.8724	3051.6084
May	3062.1943	3047.8381	3055.1127
June	3089.2250	3060.7424	3074.9078
July	3086.6865	3063.2804	3072.2601
August	3073.1194	3062.7048	3067.7831
September	3074.0083	3039.6584	3066.4809
October	3092.4869	3060.6262	3074.2615
November	3096.8900	3071.3541	3085.1750
December	3095.8833	3087.4136	3093.1505