YEARLY HIGH
0.1007 HRK
YEARLY LOW
0.0886 HRK
YEARLY AVERAGE
0.0943 HRK

2014 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.1007. Conversely, the yearly low was recorded on January 27, dropping to 0.0886.

This high-to-low spread represents a total annual volatility of 0.0121 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0903 to the December average rate of 0.0993, the exchange rate registered a net change of 9.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1007 was down 7.84% compared to the 2013 peak of 0.1093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 504 HRK
2013 Average 490 HRK
Yearly Trough Low 443 HRK
Transaction Impact: A difference of 60.41 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1006
0.0891
JanuMarcMayJulySeptNove

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0915, compared to 0.0971 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.0915
H2 Avg (Jul–Dec) 0.0971

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0047 HRK (High: 0.0954 / Low: 0.0907). On the other end, February was the most stable month, with a tight range of 0.0009 HRK (High: 0.0905 / Low: 0.0896).

May Spread (Volatile) ±0.0047
February Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between February and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0004 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0993) against the same month in 2013 (average: 0.0900), the exchange rate shifted by +0.0092 (+10.23%).

2014 Avg (December) 0.0993
2013 Avg (December) 0.0900

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0917 0.0886 0.0903
February 0.0905 0.0896 0.0901
March 0.0931 0.0896 0.0908
April 0.0928 0.0902 0.0915
May 0.0954 0.0907 0.0932
June 0.0944 0.0921 0.0933
July 0.0949 0.0922 0.0936
August 0.0958 0.0931 0.0942
September 0.0984 0.0956 0.0972
October 0.0996 0.0971 0.0984
November 0.1006 0.0988 0.0997
December 0.1007 0.0968 0.0993