YEARLY HIGH
0.0855 HRK
YEARLY LOW
0.0706 HRK
YEARLY AVERAGE
0.0768 HRK

2025 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0855. Conversely, the yearly low was recorded on December 16, dropping to 0.0706.

This high-to-low spread represents a total annual volatility of 0.0150 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0844 to the December average rate of 0.0714, the exchange rate registered a net change of -15.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0855 was down 0.19% compared to the 2024 peak of 0.0857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 428 HRK
2024 Average 416 HRK
Yearly Trough Low 353 HRK
Transaction Impact: A difference of 74.83 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0857
0.0701
JanuMarcMayJulySeptNove

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0802, compared to 0.0733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.0802
H2 Avg (Jul–Dec) 0.0733

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0046 HRK (High: 0.0814 / Low: 0.0769). On the other end, November was the most stable month, with a tight range of 0.0013 HRK (High: 0.0740 / Low: 0.0727).

April Spread (Volatile) ±0.0046
November Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0025 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0844) against the same month in 2024 (average: 0.0831), the exchange rate shifted by +0.0013 (+1.59%).

2025 Avg (January) 0.0844
2024 Avg (January) 0.0831

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0855 0.0832 0.0844
February 0.0845 0.0822 0.0832
March 0.0831 0.0792 0.0807
April 0.0814 0.0769 0.0784
May 0.0801 0.0774 0.0784
June 0.0776 0.0745 0.0761
July 0.0756 0.0741 0.0749
August 0.0755 0.0731 0.0739
September 0.0734 0.0719 0.0728
October 0.0741 0.0722 0.0733
November 0.0740 0.0727 0.0734
December 0.0724 0.0706 0.0714