YEARLY HIGH
43.7219 YER
YEARLY LOW
40.4460 YER
YEARLY AVERAGE
42.2869 YER

2021 GHS to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 43.7219. Conversely, the yearly low was recorded on December 9, dropping to 40.4460.

This high-to-low spread represents a total annual volatility of 3.2759 YER. From a start-to-finish perspective, comparing the January average rate of 42.7765 to the December average rate of 40.7367, the exchange rate registered a net change of -4.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 43.7219 was down 7.09% compared to the 2020 peak of 47.0583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 218,609 YER
2020 Average 218,395 YER
Yearly Trough Low 202,230 YER
Transaction Impact: A difference of 16,379.30 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

43.8789
40.4510
JanuMarcMayJulySeptNove

GHS to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.2126, compared to 41.3611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8515 points.

H1 Avg (Jan–Jun) 43.2126
H2 Avg (Jul–Dec) 41.3611

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.9331 YER (High: 42.7413 / Low: 41.8082). On the other end, April was the most stable month, with a tight range of 0.2371 YER (High: 43.4617 / Low: 43.2246).

July Spread (Volatile) ±0.9331
April Spread (Stable) ±0.2371

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.8638 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.8638

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 43.5932) against the same month in 2020 (average: 44.8676), the exchange rate shifted by -1.2744 (-2.84%).

2021 Avg (March) 43.5932
2020 Avg (March) 44.8676

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 42.9816 42.4489 42.7765
February 43.5602 42.9590 43.2074
March 43.7219 43.3038 43.5932
April 43.4617 43.2246 43.3367
May 43.6601 43.1434 43.3294
June 43.2612 42.7778 43.0324
July 42.7413 41.8082 42.1686
August 42.0254 41.3364 41.5907
September 42.0938 41.3627 41.5778
October 41.3978 40.9983 41.2228
November 41.1733 40.6910 40.8702
December 41.1552 40.4460 40.7367