2021 GHS to YER Historical Review

YEARLY HIGH

43.7219 YER

YEARLY LOW

40.4460 YER

YEARLY AVERAGE

42.2869 YER

2021 GHS to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 43.7219. Conversely, the yearly low was recorded on December 9, dropping to 40.4460.

This high-to-low spread represents a total annual volatility of 3.2759 YER. From a start-to-finish perspective, comparing the January average rate of 42.7765 to the December average rate of 40.7367, the exchange rate registered a net change of -4.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 43.7219 was down 7.09% compared to the 2020 peak of 47.0583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 218,609 YER

2020 Average 218,395 YER

Yearly Trough Low 202,230 YER

Transaction Impact: A difference of 16,379.30 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

43.8789

40.4510

JanuMarcMayJulySeptNove

GHS to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.2126, compared to 41.3611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8515 points.

H1 Avg (Jan–Jun) 43.2126

H2 Avg (Jul–Dec) 41.3611

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.9331 YER (High: 42.7413 / Low: 41.8082). On the other end, April was the most stable month, with a tight range of 0.2371 YER (High: 43.4617 / Low: 43.2246).

July Spread (Volatile) ±0.9331

April Spread (Stable) ±0.2371

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.8638 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8638

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 43.5932) against the same month in 2020 (average: 44.8676), the exchange rate shifted by -1.2744 (-2.84%).

2021 Avg (March) 43.5932

2020 Avg (March) 44.8676

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	42.9816	42.4489	42.7765
February	43.5602	42.9590	43.2074
March	43.7219	43.3038	43.5932
April	43.4617	43.2246	43.3367
May	43.6601	43.1434	43.3294
June	43.2612	42.7778	43.0324
July	42.7413	41.8082	42.1686
August	42.0254	41.3364	41.5907
September	42.0938	41.3627	41.5778
October	41.3978	40.9983	41.2228
November	41.1733	40.6910	40.8702
December	41.1552	40.4460	40.7367