2014 GHS to YER Historical Review

YEARLY HIGH

91.9724 YER

YEARLY LOW

55.4359 YER

YEARLY AVERAGE

71.9992 YER

2014 GHS to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 91.9724. Conversely, the yearly low was recorded on August 19, dropping to 55.4359.

This high-to-low spread represents a total annual volatility of 36.5364 YER. From a start-to-finish perspective, comparing the January average rate of 90.2252 to the December average rate of 67.0992, the exchange rate registered a net change of -25.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 91.9724 was down 19.72% compared to the 2013 peak of 114.5575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 459,862 YER

2013 Average 522,514 YER

Yearly Trough Low 277,180 YER

Transaction Impact: A difference of 182,682.20 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

93.3319

56.0511

JanuMarcMayJulySeptNove

GHS to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 80.0201, compared to 63.9783 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.0418 points.

H1 Avg (Jan–Jun) 80.0201

H2 Avg (Jul–Dec) 63.9783

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 9.3405 YER (High: 65.8827 / Low: 56.5423). On the other end, December was the most stable month, with a tight range of 0.2990 YER (High: 67.2543 / Low: 66.9553).

September Spread (Volatile) ±9.3405

December Spread (Stable) ±0.2990

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 5.3942 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -5.3942

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 90.2252) against the same month in 2013 (average: 113.0392), the exchange rate shifted by -22.8140 (-20.18%).

2014 Avg (January) 90.2252

2013 Avg (January) 113.0392

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	91.9724	88.0787	90.2252
February	89.8219	83.6652	86.3050
March	84.4875	79.8515	82.9232
April	80.0355	76.0965	77.7440
May	76.0702	71.2569	73.8365
June	72.0223	65.6636	69.0864
July	66.0040	60.8842	63.6922
August	63.7578	55.4359	59.1578
September	65.8827	56.5423	60.4207
October	67.3564	65.8360	66.5389
November	67.4828	66.1979	66.9608
December	67.2543	66.9553	67.0992