2020 GHS to YER Historical Review

YEARLY HIGH

47.0583 YER

YEARLY LOW

41.9221 YER

YEARLY AVERAGE

43.6892 YER

2020 GHS to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 47.0583. Conversely, the yearly low was recorded on December 7, dropping to 41.9221.

This high-to-low spread represents a total annual volatility of 5.1361 YER. From a start-to-finish perspective, comparing the January average rate of 44.2939 to the December average rate of 42.6531, the exchange rate registered a net change of -3.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 47.0583 was down 9.28% compared to the 2019 peak of 51.8732, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 235,291 YER

2019 Average 233,334 YER

Yearly Trough Low 209,611 YER

Transaction Impact: A difference of 25,680.57 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

46.9316

42.2642

JanuMarcMayJulySeptNove

GHS to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 44.2769, compared to 43.1014 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1755 points.

H1 Avg (Jan–Jun) 44.2769

H2 Avg (Jul–Dec) 43.1014

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.0262 YER (High: 46.3813 / Low: 43.3552). On the other end, August was the most stable month, with a tight range of 0.2059 YER (High: 43.4699 / Low: 43.2640).

March Spread (Volatile) ±3.0262

August Spread (Stable) ±0.2059

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6750 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.6750

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 46.5426) against the same month in 2019 (average: 47.5869), the exchange rate shifted by -1.0442 (-2.19%).

2020 Avg (February) 46.5426

2019 Avg (February) 47.5869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.5182	43.8219	44.2939
February	47.0583	45.5182	46.5426
March	46.3813	43.3552	44.8676
April	44.0159	42.9747	43.3437
May	43.5454	43.1475	43.3469
June	43.5702	43.0502	43.2665
July	43.5657	43.0568	43.3373
August	43.4699	43.2640	43.3736
September	43.3856	43.1135	43.2664
October	43.2294	42.8682	43.0697
November	43.0136	42.7139	42.9083
December	42.8639	41.9221	42.6531