YEARLY HIGH
7.6274 PHP
YEARLY LOW
6.7672 PHP
YEARLY AVERAGE
7.2170 PHP

2012 HRK to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 7.6274. Conversely, the yearly low was recorded on July 24, dropping to 6.7672.

This high-to-low spread represents a total annual volatility of 0.8603 PHP. From a start-to-finish perspective, comparing the January average rate of 7.4368 to the December average rate of 7.1437, the exchange rate registered a net change of -3.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.6274 was down 11.80% compared to the 2011 peak of 8.6479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 38,137 PHP
2011 Average 40,519 PHP
Yearly Trough Low 33,836 PHP
Transaction Impact: A difference of 4,301.37 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.5762
6.7963
JanuMarcMayJulySeptNove

HRK to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.3775, compared to 7.0565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3210 points.

H1 Avg (Jan–Jun) 7.3775
H2 Avg (Jul–Dec) 7.0565

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.3263 PHP (High: 7.4444 / Low: 7.1181). On the other end, November was the most stable month, with a tight range of 0.1671 PHP (High: 7.0961 / Low: 6.9290).

May Spread (Volatile) ±0.3263
November Spread (Stable) ±0.1671

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2376 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 7.4395) against the same month in 2011 (average: 8.0304), the exchange rate shifted by -0.5909 (-7.36%).

2012 Avg (February) 7.4395
2011 Avg (February) 8.0304

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5549 7.3462 7.4368
February 7.6274 7.3261 7.4395
March 7.6257 7.4036 7.5112
April 7.6203 7.4306 7.4874
May 7.4444 7.1181 7.2915
June 7.1821 7.0061 7.0989
July 7.0606 6.7672 6.8613
August 7.1068 6.8133 6.9669
September 7.3715 7.0517 7.2234
October 7.2384 7.0701 7.1510
November 7.0961 6.9290 6.9930
December 7.2248 7.0327 7.1437