2026 HRK to PHP Historical Review

YEARLY HIGH

9.5566 PHP

YEARLY LOW

9.0100 PHP

YEARLY AVERAGE

9.2860 PHP

2026 HRK to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 9.5566. Conversely, the yearly low was recorded on March 1, dropping to 9.0100.

This high-to-low spread represents a total annual volatility of 0.5466 PHP. From a start-to-finish perspective, comparing the January average rate of 9.2108 to the December average rate of 9.3349, the exchange rate registered a net change of 1.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 9.5566 was up 3.75% compared to the 2025 peak of 9.2112, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 47,783 PHP

2025 Average 43,126 PHP

Yearly Trough Low 45,050 PHP

Transaction Impact: A difference of 2,732.83 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

9.5488

9.0919

JanuMarcMayJuly

HRK to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2778, compared to 9.3349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0571 points.

H1 Avg (Jan–Jun) 9.2778

H2 Avg (Jul–Dec) 9.3349

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.3563 PHP (High: 9.5566 / Low: 9.2003). On the other end, May was the most stable month, with a tight range of 0.0490 PHP (High: 9.5324 / Low: 9.4834).

April Spread (Volatile) ±0.3563

May Spread (Stable) ±0.0490

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1662 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1662

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 9.3360) against the same month in 2025 (average: 8.4770), the exchange rate shifted by +0.8590 (+10.13%).

2026 Avg (April) 9.3360

2025 Avg (April) 8.4770

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.3813	9.1362	9.2108
February	9.2668	9.0107	9.1299
March	9.3042	9.0100	9.1350
April	9.5566	9.2003	9.3360
May	9.5324	9.4834	9.5107
June	9.5478	9.2330	9.3445
July	9.3730	9.3076	9.3349

2026 HRK నుండి PHP చారిత్రక సమీక్ష