YEARLY HIGH
0.3763 PHP
YEARLY LOW
0.3481 PHP
YEARLY AVERAGE
0.3614 PHP

2025 JMD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.3763. Conversely, the yearly low was recorded on May 26, dropping to 0.3481.

This high-to-low spread represents a total annual volatility of 0.0282 PHP. From a start-to-finish perspective, comparing the January average rate of 0.3725 to the December average rate of 0.3678, the exchange rate registered a net change of -1.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3763 was down 0.83% compared to the 2024 peak of 0.3795, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,882 PHP
2024 Average 1,832 PHP
Yearly Trough Low 1,741 PHP
Transaction Impact: A difference of 141.07 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3747
0.3475
JanuMarcMayJulySeptNove

JMD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3614, compared to 0.3614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.3614
H2 Avg (Jul–Dec) 0.3614

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0141 PHP (High: 0.3643 / Low: 0.3502). On the other end, November was the most stable month, with a tight range of 0.0033 PHP (High: 0.3681 / Low: 0.3648).

July Spread (Volatile) ±0.0141
November Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0098 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.3725) against the same month in 2024 (average: 0.3609), the exchange rate shifted by +0.0116 (+3.21%).

2025 Avg (January) 0.3725
2024 Avg (January) 0.3609

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3763 0.3702 0.3725
February 0.3745 0.3647 0.3676
March 0.3688 0.3640 0.3660
April 0.3649 0.3536 0.3596
May 0.3524 0.3481 0.3498
June 0.3598 0.3483 0.3528
July 0.3643 0.3502 0.3556
August 0.3655 0.3526 0.3569
September 0.3645 0.3538 0.3576
October 0.3683 0.3604 0.3635
November 0.3681 0.3648 0.3669
December 0.3710 0.3639 0.3678