YEARLY HIGH
0.3930 PHP
YEARLY LOW
0.3688 PHP
YEARLY AVERAGE
0.3822 PHP

2026 JMD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the JMD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 0.3930. Conversely, the yearly low was recorded on February 24, dropping to 0.3688.

This high-to-low spread represents a total annual volatility of 0.0242 PHP. From a start-to-finish perspective, comparing the January average rate of 0.3747 to the December average rate of 0.3894, the exchange rate registered a net change of 3.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3930 was up 4.43% compared to the 2025 peak of 0.3763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,965 PHP
2025 Average 1,807 PHP
Yearly Trough Low 1,844 PHP
Transaction Impact: A difference of 121.11 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3924
0.3707
JanuMarcMayJuly

JMD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3810, compared to 0.3894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0084 points.

H1 Avg (Jan–Jun) 0.3810
H2 Avg (Jul–Dec) 0.3894

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0178 PHP (High: 0.3930 / Low: 0.3752). On the other end, May was the most stable month, with a tight range of 0.0013 PHP (High: 0.3914 / Low: 0.3900).

April Spread (Volatile) ±0.0178
May Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.3812) against the same month in 2025 (average: 0.3596), the exchange rate shifted by +0.0216 (+6.01%).

2026 Avg (April) 0.3812
2025 Avg (April) 0.3596

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3776 0.3698 0.3747
February 0.3768 0.3688 0.3725
March 0.3858 0.3708 0.3796
April 0.3930 0.3752 0.3812
May 0.3914 0.3900 0.3906
June 0.3925 0.3805 0.3875
July 0.3919 0.3876 0.3894