YEARLY HIGH
1345.0895 STD
YEARLY LOW
1130.6999 STD
YEARLY AVERAGE
1247.0255 STD

2025 NAD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1345.0895. Conversely, the yearly low was recorded on April 9, dropping to 1130.6999.

This high-to-low spread represents a total annual volatility of 214.3896 STD. From a start-to-finish perspective, comparing the January average rate of 1189.0196 to the December average rate of 1324.4844, the exchange rate registered a net change of 11.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1345.0895 was up 3.69% compared to the 2024 peak of 1297.2290, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 6,725,447 STD
2024 Average 6,084,153 STD
Yearly Trough Low 5,653,499 STD
Transaction Impact: A difference of 1,071,948.06 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1339.0589
1164.1642
JanuMarcMayJulySeptNove

NAD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1210.7889, compared to 1283.2620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 72.4732 points.

H1 Avg (Jan–Jun) 1210.7889
H2 Avg (Jul–Dec) 1283.2620

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 81.0991 STD (High: 1211.7990 / Low: 1130.6999). On the other end, June was the most stable month, with a tight range of 25.4513 STD (High: 1258.8588 / Low: 1233.4075).

April Spread (Volatile) ±81.0991
June Spread (Stable) ±25.4513

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 41.9194 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -41.9194

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1324.4844) against the same month in 2024 (average: 1222.8822), the exchange rate shifted by +101.6022 (+8.31%).

2025 Avg (December) 1324.4844
2024 Avg (December) 1222.8822

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1214.7970 1162.1346 1189.0196
February 1216.1449 1175.2211 1205.3403
March 1239.2753 1194.2829 1220.6582
April 1211.7990 1130.6999 1178.7388
May 1247.5423 1193.2109 1222.7738
June 1258.8588 1233.4075 1248.2026
July 1272.5186 1237.1904 1256.2778
August 1276.9284 1231.0387 1258.3334
September 1289.5798 1252.9580 1277.3268
October 1302.2677 1273.9000 1289.4460
November 1311.1661 1280.0335 1293.7037
December 1345.0895 1300.4179 1324.4844