2025 NAD to STD Historical Review

YEARLY HIGH

1345.0895 STD

YEARLY LOW

1130.6999 STD

YEARLY AVERAGE

1247.0255 STD

2025 NAD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1345.0895. Conversely, the yearly low was recorded on April 9, dropping to 1130.6999.

This high-to-low spread represents a total annual volatility of 214.3896 STD. From a start-to-finish perspective, comparing the January average rate of 1189.0196 to the December average rate of 1324.4844, the exchange rate registered a net change of 11.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1345.0895 was up 3.69% compared to the 2024 peak of 1297.2290, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 6,725,447 STD

2024 Average 6,084,153 STD

Yearly Trough Low 5,653,499 STD

Transaction Impact: A difference of 1,071,948.06 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1339.0589

1164.1642

JanuMarcMayJulySeptNove

NAD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1210.7889, compared to 1283.2620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 72.4732 points.

H1 Avg (Jan–Jun) 1210.7889

H2 Avg (Jul–Dec) 1283.2620

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 81.0991 STD (High: 1211.7990 / Low: 1130.6999). On the other end, June was the most stable month, with a tight range of 25.4513 STD (High: 1258.8588 / Low: 1233.4075).

April Spread (Volatile) ±81.0991

June Spread (Stable) ±25.4513

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 41.9194 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -41.9194

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1324.4844) against the same month in 2024 (average: 1222.8822), the exchange rate shifted by +101.6022 (+8.31%).

2025 Avg (December) 1324.4844

2024 Avg (December) 1222.8822

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1214.7970	1162.1346	1189.0196
February	1216.1449	1175.2211	1205.3403
March	1239.2753	1194.2829	1220.6582
April	1211.7990	1130.6999	1178.7388
May	1247.5423	1193.2109	1222.7738
June	1258.8588	1233.4075	1248.2026
July	1272.5186	1237.1904	1256.2778
August	1276.9284	1231.0387	1258.3334
September	1289.5798	1252.9580	1277.3268
October	1302.2677	1273.9000	1289.4460
November	1311.1661	1280.0335	1293.7037
December	1345.0895	1300.4179	1324.4844