2021 NAD to STD Historical Review

YEARLY HIGH

1536.6352 STD

YEARLY LOW

1303.0714 STD

YEARLY AVERAGE

1403.0454 STD

2021 NAD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 1536.6352. Conversely, the yearly low was recorded on November 28, dropping to 1303.0714.

This high-to-low spread represents a total annual volatility of 233.5638 STD. From a start-to-finish perspective, comparing the January average rate of 1356.6126 to the December average rate of 1334.0548, the exchange rate registered a net change of -1.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1536.6352 was down 0.15% compared to the 2020 peak of 1538.9572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 7,683,176 STD

2020 Average 6,564,694 STD

Yearly Trough Low 6,515,357 STD

Transaction Impact: A difference of 1,167,819.23 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1498.0165

1319.1492

JanuMarcMayJulySeptNove

NAD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1417.5831, compared to 1388.5078 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 29.0752 points.

H1 Avg (Jan–Jun) 1417.5831

H2 Avg (Jul–Dec) 1388.5078

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 154.2611 STD (High: 1457.3324 / Low: 1303.0714). On the other end, February was the most stable month, with a tight range of 43.7193 STD (High: 1401.8067 / Low: 1358.0874).

November Spread (Volatile) ±154.2611

February Spread (Stable) ±43.7193

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 65.2266 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -65.2266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 1483.1109) against the same month in 2020 (average: 1287.4207), the exchange rate shifted by +195.6901 (+15.20%).

2021 Avg (June) 1483.1109

2020 Avg (June) 1287.4207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1396.5752	1321.2639	1356.6126
February	1401.8067	1358.0874	1383.4576
March	1403.5158	1307.0352	1372.3343
April	1456.3251	1410.3378	1433.2528
May	1505.9471	1432.1871	1476.7301
June	1536.6352	1431.8282	1483.1109
July	1438.6474	1388.1275	1417.8843
August	1441.4990	1359.7283	1411.5411
September	1452.9265	1371.6362	1398.8212
October	1446.7596	1386.0080	1407.9302
November	1457.3324	1303.0714	1360.8155
December	1364.1977	1309.3393	1334.0548