2020 NAD to STD Historical Review

YEARLY HIGH

1538.9572 STD

YEARLY LOW

1155.0913 STD

YEARLY AVERAGE

1313.2771 STD

2020 NAD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1538.9572. Conversely, the yearly low was recorded on April 23, dropping to 1155.0913.

This high-to-low spread represents a total annual volatility of 383.8659 STD. From a start-to-finish perspective, comparing the January average rate of 1502.0182 to the December average rate of 1389.9581, the exchange rate registered a net change of -7.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1538.9572 was down 2.74% compared to the 2019 peak of 1582.2738, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 7,694,786 STD

2019 Average 7,370,738 STD

Yearly Trough Low 5,775,457 STD

Transaction Impact: A difference of 1,919,329.33 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1533.3154

1157.7497

JanuMarcMayJulySeptNove

NAD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1331.6357, compared to 1294.9186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 36.7171 points.

H1 Avg (Jan–Jun) 1331.6357

H2 Avg (Jul–Dec) 1294.9186

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 205.4022 STD (High: 1438.5370 / Low: 1233.1348). On the other end, July was the most stable month, with a tight range of 34.1925 STD (High: 1316.7033 / Low: 1282.5108).

March Spread (Volatile) ±205.4022

July Spread (Stable) ±34.1925

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 143.4732 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -143.4732

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1502.0182) against the same month in 2019 (average: 1516.4150), the exchange rate shifted by -14.3968 (-0.95%).

2020 Avg (January) 1502.0182

2019 Avg (January) 1516.4150

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1538.9572	1458.7815	1502.0182
February	1485.0352	1431.9982	1465.3563
March	1438.5370	1233.1348	1332.5200
April	1232.4482	1155.0913	1189.0468
May	1267.9900	1178.5512	1213.4519
June	1329.1348	1261.4615	1287.4207
July	1316.7033	1282.5108	1301.6794
August	1291.1137	1200.2040	1217.6182
September	1283.6205	1208.8395	1248.1334
October	1294.5089	1161.6629	1263.9312
November	1370.7461	1290.0646	1348.1910
December	1409.5644	1361.1556	1389.9581