2026 NAD to STD Historical Review

YEARLY HIGH

1412.4088 STD

YEARLY LOW

1294.7412 STD

YEARLY AVERAGE

1359.4707 STD

2026 NAD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 1412.4088. Conversely, the yearly low was recorded on March 30, dropping to 1294.7412.

This high-to-low spread represents a total annual volatility of 117.6677 STD. From a start-to-finish perspective, comparing the January average rate of 1365.9560 to the December average rate of 1356.7086, the exchange rate registered a net change of -0.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1412.4088 was up 5.00% compared to the 2025 peak of 1345.0895, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 7,062,044 STD

2025 Average 6,236,705 STD

Yearly Trough Low 6,473,706 STD

Transaction Impact: A difference of 588,338.34 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1398.0723

1326.8269

JanuMarcMayJuly

NAD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1359.9311, compared to 1356.7086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.2225 points.

H1 Avg (Jan–Jun) 1359.9311

H2 Avg (Jul–Dec) 1356.7086

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 107.3790 STD (High: 1402.1202 / Low: 1294.7412). On the other end, February was the most stable month, with a tight range of 24.2317 STD (High: 1405.7169 / Low: 1381.4852).

March Spread (Volatile) ±107.3790

February Spread (Stable) ±24.2317

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 59.3712 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -59.3712

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1365.9560) against the same month in 2025 (average: 1189.0196), the exchange rate shifted by +176.9364 (+14.88%).

2026 Avg (January) 1365.9560

2025 Avg (January) 1189.0196

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1412.4088	1345.0895	1365.9560
February	1405.7169	1381.4852	1392.1352
March	1402.1202	1294.7412	1332.7640
April	1364.0526	1312.4563	1345.2759
May	1371.6317	1337.4430	1361.9588
June	1376.7891	1344.2067	1361.4967
July	1373.6335	1325.2837	1356.7086