YEARLY HIGH
15.5203 STD
YEARLY LOW
13.2684 STD
YEARLY AVERAGE
14.6510 STD

2025 NGN to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 9, valuing the pair at 15.5203. Conversely, the yearly low was recorded on February 5, dropping to 13.2684.

This high-to-low spread represents a total annual volatility of 2.2519 STD. From a start-to-finish perspective, comparing the January average rate of 14.3579 to the December average rate of 15.3395, the exchange rate registered a net change of 6.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.5203 was down 40.16% compared to the 2024 peak of 25.9374, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 15,520,310 STD
2024 Average 15,638,531 STD
Yearly Trough Low 13,268,426 STD
Transaction Impact: A difference of 2,251,884.51 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

15.5734
13.7913
JanuMarcMayJulySeptNove

NGN to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.3187, compared to 14.9833 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6646 points.

H1 Avg (Jan–Jun) 14.3187
H2 Avg (Jul–Dec) 14.9833

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 1.5989 STD (High: 14.8673 / Low: 13.2684). On the other end, July was the most stable month, with a tight range of 0.0738 STD (High: 14.5886 / Low: 14.5148).

February Spread (Volatile) ±1.5989
July Spread (Stable) ±0.0738

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4995 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4995

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 15.4249) against the same month in 2024 (average: 13.3090), the exchange rate shifted by +2.1159 (+15.90%).

2025 Avg (November) 15.4249
2024 Avg (November) 13.3090

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.4202 14.2954 14.3579
February 14.8673 13.2684 14.5768
March 14.8755 14.3405 14.5925
April 14.8744 13.8367 14.0929
May 14.0727 13.8479 13.9398
June 14.4893 14.0471 14.3525
July 14.5886 14.5148 14.5596
August 14.7656 14.4806 14.5435
September 15.0046 14.4716 14.8204
October 15.4076 15.0046 15.2122
November 15.5203 15.3166 15.4249
December 15.4072 15.2537 15.3395