YEARLY HIGH
16.6282 STD
YEARLY LOW
15.4027 STD
YEARLY AVERAGE
16.2012 STD

2026 NGN to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 16.6282. Conversely, the yearly low was recorded on January 1, dropping to 15.4027.

This high-to-low spread represents a total annual volatility of 1.2255 STD. From a start-to-finish perspective, comparing the January average rate of 15.6936 to the December average rate of 16.2153, the exchange rate registered a net change of 3.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 16.6282 was up 7.14% compared to the 2025 peak of 15.5203, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 16,628,209 STD
2025 Average 14,651,406 STD
Yearly Trough Low 15,402,663 STD
Transaction Impact: A difference of 1,225,546.20 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

16.4855
15.6216
JanuMarcMayJuly

NGN to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.1989, compared to 16.2153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0164 points.

H1 Avg (Jan–Jun) 16.1989
H2 Avg (Jul–Dec) 16.2153

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.6681 STD (High: 16.0708 / Low: 15.4027). On the other end, May was the most stable month, with a tight range of 0.0553 STD (High: 16.2487 / Low: 16.1934).

January Spread (Volatile) ±0.6681
May Spread (Stable) ±0.0553

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2370 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 16.4135) against the same month in 2025 (average: 14.5768), the exchange rate shifted by +1.8367 (+12.60%).

2026 Avg (February) 16.4135
2025 Avg (February) 14.5768

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.0708 15.4027 15.6936
February 16.6282 15.9973 16.4135
March 16.4730 15.9299 16.1765
April 16.6173 16.1141 16.3666
May 16.2487 16.1934 16.2270
June 16.4021 16.1334 16.3163
July 16.3464 16.1097 16.2153