YEARLY HIGH
79.9240 AFN
YEARLY LOW
53.7720 AFN
YEARLY AVERAGE
58.9183 AFN

2021 NZD to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 79.9240. Conversely, the yearly low was recorded on March 25, dropping to 53.7720.

This high-to-low spread represents a total annual volatility of 26.1520 AFN. From a start-to-finish perspective, comparing the January average rate of 55.5559 to the December average rate of 69.1536, the exchange rate registered a net change of 24.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 79.9240 was up 43.32% compared to the 2020 peak of 55.7666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 399,620 AFN
2020 Average 250,004 AFN
Yearly Trough Low 268,860 AFN
Transaction Impact: A difference of 130,760.17 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

70.5442
53.8571
JanuMarcMayJulySeptNove

NZD to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 55.7064, compared to 62.1301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.4237 points.

H1 Avg (Jan–Jun) 55.7064
H2 Avg (Jul–Dec) 62.1301

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 15.1157 AFN (High: 79.9240 / Low: 64.8083). On the other end, January was the most stable month, with a tight range of 1.4939 AFN (High: 56.4280 / Low: 54.9342).

December Spread (Volatile) ±15.1157
January Spread (Stable) ±1.4939

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7773 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.7773

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 69.1536) against the same month in 2020 (average: 54.6913), the exchange rate shifted by +14.4623 (+26.44%).

2021 Avg (December) 69.1536
2020 Avg (December) 54.6913

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 56.4280 54.9342 55.5559
February 57.6783 55.3094 56.0250
March 56.5153 53.7720 55.2477
April 56.4751 54.2800 55.3423
May 57.1183 55.4635 56.2125
June 56.8952 54.4437 55.8550
July 57.2919 54.9716 55.9046
August 60.5905 55.6634 57.9901
September 62.8806 60.0199 61.1921
October 65.2887 61.9955 63.5717
November 65.7414 64.1277 64.9686
December 79.9240 64.8083 69.1536