2021 NZD to AFN Historical Review

YEARLY HIGH

79.9240 AFN

YEARLY LOW

53.7720 AFN

YEARLY AVERAGE

58.9183 AFN

2021 NZD to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 79.9240. Conversely, the yearly low was recorded on March 25, dropping to 53.7720.

This high-to-low spread represents a total annual volatility of 26.1520 AFN. From a start-to-finish perspective, comparing the January average rate of 55.5559 to the December average rate of 69.1536, the exchange rate registered a net change of 24.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 79.9240 was up 43.32% compared to the 2020 peak of 55.7666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 399,620 AFN

2020 Average 250,004 AFN

Yearly Trough Low 268,860 AFN

Transaction Impact: A difference of 130,760.17 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

70.5442

53.8571

JanuMarcMayJulySeptNove

NZD to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 55.7064, compared to 62.1301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.4237 points.

H1 Avg (Jan–Jun) 55.7064

H2 Avg (Jul–Dec) 62.1301

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 15.1157 AFN (High: 79.9240 / Low: 64.8083). On the other end, January was the most stable month, with a tight range of 1.4939 AFN (High: 56.4280 / Low: 54.9342).

December Spread (Volatile) ±15.1157

January Spread (Stable) ±1.4939

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7773 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.7773

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 69.1536) against the same month in 2020 (average: 54.6913), the exchange rate shifted by +14.4623 (+26.44%).

2021 Avg (December) 69.1536

2020 Avg (December) 54.6913

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	56.4280	54.9342	55.5559
February	57.6783	55.3094	56.0250
March	56.5153	53.7720	55.2477
April	56.4751	54.2800	55.3423
May	57.1183	55.4635	56.2125
June	56.8952	54.4437	55.8550
July	57.2919	54.9716	55.9046
August	60.5905	55.6634	57.9901
September	62.8806	60.0199	61.1921
October	65.2887	61.9955	63.5717
November	65.7414	64.1277	64.9686
December	79.9240	64.8083	69.1536