2020 NZD to AFN Historical Review

YEARLY HIGH

55.7666 AFN

YEARLY LOW

42.7509 AFN

YEARLY AVERAGE

49.9954 AFN

2020 NZD to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 55.7666. Conversely, the yearly low was recorded on March 22, dropping to 42.7509.

This high-to-low spread represents a total annual volatility of 13.0157 AFN. From a start-to-finish perspective, comparing the January average rate of 51.0512 to the December average rate of 54.6913, the exchange rate registered a net change of 7.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 55.7666 was up 1.79% compared to the 2019 peak of 54.7844, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 278,833 AFN

2019 Average 256,645 AFN

Yearly Trough Low 213,754 AFN

Transaction Impact: A difference of 65,078.49 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

55.5831

44.8815

JanuMarcMayJulySeptNove

NZD to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 48.0726, compared to 51.9183 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.8457 points.

H1 Avg (Jan–Jun) 48.0726

H2 Avg (Jul–Dec) 51.9183

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.6590 AFN (High: 48.4098 / Low: 42.7509). On the other end, October was the most stable month, with a tight range of 1.0203 AFN (High: 51.4972 / Low: 50.4769).

March Spread (Volatile) ±5.6590

October Spread (Stable) ±1.0203

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.0923 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -3.0923

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 54.6913) against the same month in 2019 (average: 51.8482), the exchange rate shifted by +2.8431 (+5.48%).

2020 Avg (December) 54.6913

2019 Avg (December) 51.8482

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	52.6063	49.3819	51.0512
February	50.3011	47.3970	49.1663
March	48.4098	42.7509	46.0740
April	46.7927	44.5645	45.7733
May	47.5188	45.5123	46.5567
June	50.7602	48.1787	49.8140
July	51.4934	50.0465	50.7697
August	51.9258	50.3581	50.9072
September	51.9720	50.2617	51.2234
October	51.4972	50.4769	51.0217
November	54.1632	50.6921	52.8962
December	55.7666	53.9721	54.6913