2025 NZD to AFN Historical Review

YEARLY HIGH

44.4971 AFN

YEARLY LOW

36.8955 AFN

YEARLY AVERAGE

40.5887 AFN

2025 NZD to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 44.4971. Conversely, the yearly low was recorded on November 17, dropping to 36.8955.

This high-to-low spread represents a total annual volatility of 7.6016 AFN. From a start-to-finish perspective, comparing the January average rate of 41.1372 to the December average rate of 38.1701, the exchange rate registered a net change of -7.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 44.4971 was down 2.47% compared to the 2024 peak of 45.6261, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 222,485 AFN

2024 Average 213,294 AFN

Yearly Trough Low 184,478 AFN

Transaction Impact: A difference of 38,007.83 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

42.8221

37.0676

JanuMarcMayJulySeptNove

NZD to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.7008, compared to 39.4765 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2242 points.

H1 Avg (Jan–Jun) 41.7008

H2 Avg (Jul–Dec) 39.4765

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 5.5653 AFN (High: 44.4971 / Low: 38.9318). On the other end, December was the most stable month, with a tight range of 1.1701 AFN (High: 38.7457 / Low: 37.5756).

January Spread (Volatile) ±5.5653

December Spread (Stable) ±1.1701

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.8160 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.8160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 41.1372) against the same month in 2024 (average: 44.1620), the exchange rate shifted by -3.0248 (-6.85%).

2025 Avg (January) 41.1372

2024 Avg (January) 44.1620

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	44.4971	38.9318	41.1372
February	42.7276	40.8950	41.8984
March	41.8363	40.0686	40.9336
April	43.1126	39.5350	41.9758
May	43.0015	41.0654	41.9172
June	42.8892	41.6597	42.3426
July	43.0892	40.9785	41.6503
August	41.7307	39.7984	40.8005
September	41.3926	38.7563	40.2536
October	40.2477	37.6585	38.4376
November	39.5666	36.8955	37.5472
December	38.7457	37.5756	38.1701