2026 NZD to AFN Historical Review

YEARLY HIGH

40.0993 AFN

YEARLY LOW

35.5675 AFN

YEARLY AVERAGE

37.6379 AFN

2026 NZD to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 40.0993. Conversely, the yearly low was recorded on June 27, dropping to 35.5675.

This high-to-low spread represents a total annual volatility of 4.5318 AFN. From a start-to-finish perspective, comparing the January average rate of 38.2590 to the December average rate of 38.6549, the exchange rate registered a net change of 1.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 40.0993 was down 9.88% compared to the 2025 peak of 44.4971, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 200,497 AFN

2025 Average 202,893 AFN

Yearly Trough Low 177,837 AFN

Transaction Impact: A difference of 22,659.03 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

38.8666

36.3261

JanuMarcMayJuly

NZD to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.4534, compared to 38.1914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7381 points.

H1 Avg (Jan–Jun) 37.4534

H2 Avg (Jul–Dec) 38.1914

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 3.0614 AFN (High: 39.0692 / Low: 36.0077). On the other end, August was the most stable month, with a tight range of 0.5906 AFN (High: 38.8926 / Low: 38.3020).

July Spread (Volatile) ±3.0614

August Spread (Stable) ±0.5906

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6176 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.6176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 38.2590) against the same month in 2025 (average: 41.1372), the exchange rate shifted by -2.8782 (-7.00%).

2026 Avg (January) 38.2590

2025 Avg (January) 41.1372

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.0993	37.2395	38.2590
February	39.6838	36.9893	38.4525
March	37.4697	36.0141	36.8349
April	37.9597	36.1442	37.2187
May	37.7190	36.8741	37.4173
June	37.5912	35.5675	36.5378
July	39.0692	36.0077	37.7280
August	38.8926	38.3020	38.6549