YEARLY HIGH
5755.2870 STD
YEARLY LOW
5012.8519 STD
YEARLY AVERAGE
5350.3482 STD

2021 PEN to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 5755.2870. Conversely, the yearly low was recorded on September 29, dropping to 5012.8519.

This high-to-low spread represents a total annual volatility of 742.4351 STD. From a start-to-finish perspective, comparing the January average rate of 5639.5097 to the December average rate of 5246.9185, the exchange rate registered a net change of -6.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5755.2870 was down 12.38% compared to the 2020 peak of 6568.2345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 28,776,435 STD
2020 Average 30,821,695 STD
Yearly Trough Low 25,064,260 STD
Transaction Impact: A difference of 3,712,175.42 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5698.7388
4987.9896
JanuMarcMayJulySeptNove

PEN to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5523.8881, compared to 5176.8083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 347.0798 points.

H1 Avg (Jan–Jun) 5523.8881
H2 Avg (Jul–Dec) 5176.8083

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 325.3929 STD (High: 5755.2870 / Low: 5429.8942). On the other end, January was the most stable month, with a tight range of 66.2807 STD (High: 5671.1789 / Low: 5604.8982).

April Spread (Volatile) ±325.3929
January Spread (Stable) ±66.2807

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 257.5825 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -257.5825

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 5622.7882) against the same month in 2020 (average: 6485.3275), the exchange rate shifted by -862.5393 (-13.30%).

2021 Avg (April) 5622.7882
2020 Avg (April) 6485.3275

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5671.1789 5604.8982 5639.5097
February 5626.3902 5536.9805 5590.2688
March 5586.9840 5491.4181 5544.1508
April 5755.2870 5429.8942 5622.7882
May 5667.0633 5384.1053 5502.0968
June 5423.1437 5147.7346 5244.5143
July 5335.1769 5154.1459 5234.5075
August 5274.5071 5024.8106 5084.9048
September 5086.9501 5012.8519 5047.2187
October 5343.1098 5079.6078 5212.6434
November 5284.5372 5195.5543 5234.6568
December 5338.0548 5191.2298 5246.9185