YEARLY HIGH
81.1307 COP
YEARLY LOW
70.8725 COP
YEARLY AVERAGE
75.9565 COP

2021 PHP to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 81.1307. Conversely, the yearly low was recorded on January 7, dropping to 70.8725.

This high-to-low spread represents a total annual volatility of 10.2581 COP. From a start-to-finish perspective, comparing the January average rate of 72.6085 to the December average rate of 78.9338, the exchange rate registered a net change of 8.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 81.1307 was down 1.85% compared to the 2020 peak of 82.6561, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 20,282,663 COP
2020 Average 18,609,291 COP
Yearly Trough Low 17,718,132 COP
Transaction Impact: A difference of 2,564,531.23 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

79.5663
71.9760
JanuMarcMayJulySeptNove

PHP to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 75.0908, compared to 76.8221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7313 points.

H1 Avg (Jan–Jun) 75.0908
H2 Avg (Jul–Dec) 76.8221

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 5.9394 COP (High: 80.1891 / Low: 74.2497). On the other end, February was the most stable month, with a tight range of 1.9217 COP (High: 74.4978 / Low: 72.5761).

November Spread (Volatile) ±5.9394
February Spread (Stable) ±1.9217

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.6746 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.6746

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 78.9338) against the same month in 2020 (average: 72.0158), the exchange rate shifted by +6.9180 (+9.61%).

2021 Avg (December) 78.9338
2020 Avg (December) 72.0158

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 75.2622 70.8725 72.6085
February 74.4978 72.5761 73.6016
March 76.8939 72.6295 74.4232
April 77.3985 74.4686 75.2218
May 80.2986 76.7209 78.0344
June 77.9695 75.1199 76.6554
July 78.1230 74.8400 76.4821
August 79.3070 75.7532 77.3766
September 77.0728 75.0743 76.1511
October 75.4337 73.1687 74.4765
November 80.1891 74.2497 77.5126
December 81.1307 77.2060 78.9338