YEARLY HIGH
65.4488 COP
YEARLY LOW
51.8820 COP
YEARLY AVERAGE
59.6919 COP

2026 PHP to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 1, valuing the pair at 65.4488. Conversely, the yearly low was recorded on July 27, dropping to 51.8820.

This high-to-low spread represents a total annual volatility of 13.5668 COP. From a start-to-finish perspective, comparing the January average rate of 62.4248 to the December average rate of 53.2173, the exchange rate registered a net change of -14.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 65.4488 was down 16.05% compared to the 2025 peak of 77.9609, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 16,362,205 COP
2025 Average 17,627,606 COP
Yearly Trough Low 12,970,502 COP
Transaction Impact: A difference of 3,391,703.83 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

64.2686
52.2127
JanuMarcMayJuly

PHP to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 60.7710, compared to 53.2173 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.5537 points.

H1 Avg (Jan–Jun) 60.7710
H2 Avg (Jul–Dec) 53.2173

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 5.4218 COP (High: 65.4488 / Low: 60.0270). On the other end, May was the most stable month, with a tight range of 0.4688 COP (High: 59.5438 / Low: 59.0750).

March Spread (Volatile) ±5.4218
May Spread (Stable) ±0.4688

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 4.0432 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -4.0432

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 62.3163) against the same month in 2025 (average: 72.0010), the exchange rate shifted by -9.6847 (-13.45%).

2026 Avg (March) 62.3163
2025 Avg (March) 72.0010

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 64.2015 60.4646 62.4248
February 65.0994 61.3305 63.2639
March 65.4488 60.0270 62.3163
April 61.9479 58.5579 60.1254
May 59.5438 59.0750 59.2350
June 58.9113 55.8570 57.2605
July 55.7180 51.8820 53.2173