YEARLY HIGH
763.3244 IRR
YEARLY LOW
708.6349 IRR
YEARLY AVERAGE
732.7393 IRR

2025 PHP to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 763.3244. Conversely, the yearly low was recorded on December 9, dropping to 708.6349.

This high-to-low spread represents a total annual volatility of 54.6895 IRR. From a start-to-finish perspective, comparing the January average rate of 720.2525 to the December average rate of 715.6477, the exchange rate registered a net change of -0.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 763.3244 was up 0.43% compared to the 2024 peak of 760.0455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 190,831,096 IRR
2024 Average 183,731,084 IRR
Yearly Trough Low 177,158,725 IRR
Transaction Impact: A difference of 13,672,371.16 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

763.0389
711.1944
JanuMarcMayJulySeptNove

PHP to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 737.9471, compared to 727.5315 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.4157 points.

H1 Avg (Jan–Jun) 737.9471
H2 Avg (Jul–Dec) 727.5315

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 25.9488 IRR (High: 748.6620 / Low: 722.7132). On the other end, November was the most stable month, with a tight range of 6.3010 IRR (High: 718.4668 / Low: 712.1658).

July Spread (Volatile) ±25.9488
November Spread (Stable) ±6.3010

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 13.4209 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -13.4209

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 758.7185) against the same month in 2024 (average: 728.5155), the exchange rate shifted by +30.2030 (+4.15%).

2025 Avg (May) 758.7185
2024 Avg (May) 728.5155

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 726.4297 713.2386 720.2525
February 729.1333 719.7197 725.6545
March 737.1595 726.6843 733.5627
April 754.8050 733.9402 741.7667
May 763.3244 753.4339 758.7185
June 759.1411 734.9541 747.7278
July 748.6620 722.7132 740.7615
August 746.0405 729.0187 737.7004
September 742.1028 722.0233 734.4927
October 726.2522 712.1157 721.0718
November 718.4668 712.1658 715.5147
December 720.4673 708.6349 715.6477