YEARLY HIGH
22814.9686 IRR
YEARLY LOW
707.3039 IRR
YEARLY AVERAGE
15891.8931 IRR

2026 PHP to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 16, valuing the pair at 22814.9686. Conversely, the yearly low was recorded on January 14, dropping to 707.3039.

This high-to-low spread represents a total annual volatility of 22107.6647 IRR. From a start-to-finish perspective, comparing the January average rate of 711.5354 to the December average rate of 22254.6125, the exchange rate registered a net change of 3027.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 22814.9686 was up 2888.90% compared to the 2025 peak of 763.3244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 5,703,742,151 IRR
2025 Average 183,193,528 IRR
Yearly Trough Low 176,825,971 IRR
Transaction Impact: A difference of 5,526,916,179.62 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

24625.1917
-1462.4334
JanuMarcMayJuly

PHP to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14831.4398, compared to 22254.6125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7423.1726 points.

H1 Avg (Jan–Jun) 14831.4398
H2 Avg (Jul–Dec) 22254.6125

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 21844.4237 IRR (High: 22573.4970 / Low: 729.0733). On the other end, January was the most stable month, with a tight range of 8.6880 IRR (High: 715.9919 / Low: 707.3039).

March Spread (Volatile) ±21844.4237
January Spread (Stable) ±8.6880

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 196.6105 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -196.6105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 22451.2229) against the same month in 2025 (average: 747.7278), the exchange rate shifted by +21703.4952 (+2902.59%).

2026 Avg (June) 22451.2229
2025 Avg (June) 747.7278

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 715.9919 707.3039 711.5354
February 731.4597 712.9596 723.5133
March 22573.4970 729.0733 21402.6552
April 22186.2202 21339.4096 21900.4648
May 21966.5075 21444.3102 21799.2474
June 22814.9686 21867.6669 22451.2229
July 22387.0246 21435.5713 22254.6125