YEARLY HIGH
82.2057 MGA
YEARLY LOW
74.8195 MGA
YEARLY AVERAGE
78.8666 MGA

2025 PHP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on May 27, valuing the pair at 82.2057. Conversely, the yearly low was recorded on December 13, dropping to 74.8195.

This high-to-low spread represents a total annual volatility of 7.3862 MGA. From a start-to-finish perspective, comparing the January average rate of 80.4762 to the December average rate of 76.7072, the exchange rate registered a net change of -4.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 82.2057 was down 1.45% compared to the 2024 peak of 83.4124, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 20,551,417 MGA
2024 Average 19,797,373 MGA
Yearly Trough Low 18,704,871 MGA
Transaction Impact: A difference of 1,846,545.33 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

81.9471
75.8294
JanuMarcMayJulySeptNove

PHP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 80.6172, compared to 77.1160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.5012 points.

H1 Avg (Jan–Jun) 80.6172
H2 Avg (Jul–Dec) 77.1160

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 4.3948 MGA (High: 81.9031 / Low: 77.5083). On the other end, November was the most stable month, with a tight range of 1.1204 MGA (High: 76.9096 / Low: 75.7892).

June Spread (Volatile) ±4.3948
November Spread (Stable) ±1.1204

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.6287 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.6287

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 80.7691) against the same month in 2024 (average: 76.7201), the exchange rate shifted by +4.0489 (+5.28%).

2025 Avg (May) 80.7691
2024 Avg (May) 76.7201

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 81.6500 79.8013 80.4762
February 81.7393 80.2793 81.2068
March 82.1547 80.8021 81.4373
April 81.9767 78.7223 80.3606
May 82.2057 79.7047 80.7691
June 81.9031 77.5083 79.4531
July 79.7344 76.0254 77.8244
August 78.3435 76.6887 77.4860
September 78.8360 76.1671 77.5285
October 77.7657 75.8667 76.8109
November 76.9096 75.7892 76.3392
December 78.0100 74.8195 76.7072