YEARLY HIGH
78.2933 MGA
YEARLY LOW
67.3956 MGA
YEARLY AVERAGE
71.0655 MGA

2026 PHP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 78.2933. Conversely, the yearly low was recorded on April 30, dropping to 67.3956.

This high-to-low spread represents a total annual volatility of 10.8976 MGA. From a start-to-finish perspective, comparing the January average rate of 77.1720 to the December average rate of 69.4339, the exchange rate registered a net change of -10.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 78.2933 was down 4.76% compared to the 2025 peak of 82.2057, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 19,573,314 MGA
2025 Average 19,713,065 MGA
Yearly Trough Low 16,848,902 MGA
Transaction Impact: A difference of 2,724,411.86 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

78.0772
67.2145
JanuMarcMayJuly

PHP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 71.3374, compared to 69.4339 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9035 points.

H1 Avg (Jan–Jun) 71.3374
H2 Avg (Jul–Dec) 69.4339

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 4.5760 MGA (High: 73.2712 / Low: 68.6951). On the other end, May was the most stable month, with a tight range of 0.6648 MGA (High: 68.3922 / Low: 67.7275).

March Spread (Volatile) ±4.5760
May Spread (Stable) ±0.6648

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.0868 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -5.0868

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 77.1720) against the same month in 2025 (average: 80.4762), the exchange rate shifted by -3.3042 (-4.11%).

2026 Avg (January) 77.1720
2025 Avg (January) 80.4762

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 78.2933 75.8552 77.1720
February 76.2218 72.9124 75.0416
March 73.2712 68.6951 69.9547
April 69.9242 67.3956 69.0360
May 68.3922 67.7275 68.1198
June 69.3344 67.8187 68.7004
July 71.0978 68.9315 69.4339