2021 PHP to NAD Historical Review

YEARLY HIGH

0.3229 NAD

YEARLY LOW

0.2830 NAD

YEARLY AVERAGE

0.3002 NAD

2021 PHP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.3229. Conversely, the yearly low was recorded on June 5, dropping to 0.2830.

This high-to-low spread represents a total annual volatility of 0.0399 NAD. From a start-to-finish perspective, comparing the January average rate of 0.3137 to the December average rate of 0.3161, the exchange rate registered a net change of 0.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3229 was down 14.33% compared to the 2020 peak of 0.3769, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 80,729 NAD

2020 Average 83,084 NAD

Yearly Trough Low 70,741 NAD

Transaction Impact: A difference of 9,987.45 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3190

0.2844

JanuMarcMayJulySeptNove

PHP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3012, compared to 0.2992 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.3012

H2 Avg (Jul–Dec) 0.2992

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0377 NAD (High: 0.3221 / Low: 0.2844). On the other end, April was the most stable month, with a tight range of 0.0095 NAD (High: 0.3034 / Low: 0.2939).

November Spread (Volatile) ±0.0377

April Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0098 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3161) against the same month in 2020 (average: 0.3094), the exchange rate shifted by +0.0067 (+2.18%).

2021 Avg (December) 0.3161

2020 Avg (December) 0.3094

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3219	0.3039	0.3137
February	0.3138	0.2967	0.3051
March	0.3196	0.3023	0.3087
April	0.3034	0.2939	0.2988
May	0.3015	0.2861	0.2933
June	0.2944	0.2830	0.2873
July	0.2968	0.2854	0.2905
August	0.3066	0.2833	0.2928
September	0.2995	0.2869	0.2953
October	0.3005	0.2840	0.2934
November	0.3221	0.2844	0.3073
December	0.3229	0.3091	0.3161

2021 PHP నుండి NAD చారిత్రక సమీక్ష