2026 PHP to NAD Historical Review

YEARLY HIGH

0.2838 NAD

YEARLY LOW

0.2629 NAD

YEARLY AVERAGE

0.2725 NAD

2026 PHP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 0.2838. Conversely, the yearly low was recorded on June 1, dropping to 0.2629.

This high-to-low spread represents a total annual volatility of 0.0209 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2759 to the December average rate of 0.2666, the exchange rate registered a net change of -3.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2838 was down 17.64% compared to the 2025 peak of 0.3446, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 70,950 NAD

2025 Average 77,820 NAD

Yearly Trough Low 65,726 NAD

Transaction Impact: A difference of 5,224.20 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2823

0.2647

JanuMarcMayJuly

PHP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2735, compared to 0.2666 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.2735

H2 Avg (Jul–Dec) 0.2666

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0136 NAD (High: 0.2814 / Low: 0.2678). On the other end, June was the most stable month, with a tight range of 0.0075 NAD (High: 0.2704 / Low: 0.2629).

January Spread (Volatile) ±0.0136

June Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0091 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.2808) against the same month in 2025 (average: 0.3180), the exchange rate shifted by -0.0372 (-11.69%).

2026 Avg (March) 0.2808

2025 Avg (March) 0.3180

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2814	0.2678	0.2759
February	0.2786	0.2708	0.2752
March	0.2838	0.2732	0.2808
April	0.2819	0.2691	0.2753
May	0.2719	0.2641	0.2662
June	0.2704	0.2629	0.2675
July	0.2724	0.2638	0.2666

2026 PHP నుండి NAD చారిత్రక సమీక్ష