YEARLY HIGH
48.8252 TZS
YEARLY LOW
44.8299 TZS
YEARLY AVERAGE
47.0038 TZS

2021 PHP to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 48.8252. Conversely, the yearly low was recorded on December 30, dropping to 44.8299.

This high-to-low spread represents a total annual volatility of 3.9953 TZS. From a start-to-finish perspective, comparing the January average rate of 48.2591 to the December average rate of 45.7552, the exchange rate registered a net change of -5.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 48.8252 was up 0.99% compared to the 2020 peak of 48.3484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 12,206,309 TZS
2020 Average 11,673,535 TZS
Yearly Trough Low 11,207,485 TZS
Transaction Impact: A difference of 998,824.14 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

48.7395
45.0959
JanuMarcMayJulySeptNove

PHP to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 48.0829, compared to 45.9247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1582 points.

H1 Avg (Jan–Jun) 48.0829
H2 Avg (Jul–Dec) 45.9247

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 1.7798 TZS (High: 47.4943 / Low: 45.7145). On the other end, March was the most stable month, with a tight range of 0.3735 TZS (High: 47.9826 / Low: 47.6092).

August Spread (Volatile) ±1.7798
March Spread (Stable) ±0.3735

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.8163 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.8163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 48.4358) against the same month in 2020 (average: 45.7780), the exchange rate shifted by +2.6578 (+5.81%).

2021 Avg (May) 48.4358
2020 Avg (May) 45.7780

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 48.5747 47.9642 48.2591
February 48.3854 47.3361 48.0293
March 47.9826 47.6092 47.7719
April 48.0611 47.5946 47.8558
May 48.8252 48.0862 48.4358
June 48.7028 47.5045 48.1454
July 47.2084 45.4641 46.3292
August 47.4943 45.7145 46.2056
September 46.6305 45.0226 46.1598
October 45.7593 45.2200 45.3996
November 46.1968 45.3470 45.6989
December 46.4818 44.8299 45.7552