YEARLY HIGH
45.0427 TZS
YEARLY LOW
41.7352 TZS
YEARLY AVERAGE
43.1234 TZS

2026 PHP to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 45.0427. Conversely, the yearly low was recorded on January 6, dropping to 41.7352.

This high-to-low spread represents a total annual volatility of 3.3075 TZS. From a start-to-finish perspective, comparing the January average rate of 42.5822 to the December average rate of 42.7211, the exchange rate registered a net change of 0.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 45.0427 was down 7.62% compared to the 2025 peak of 48.7585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 11,260,685 TZS
2025 Average 11,143,123 TZS
Yearly Trough Low 10,433,811 TZS
Transaction Impact: A difference of 826,874.17 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

44.5633
42.4022
JanuMarcMayJuly

PHP to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.1905, compared to 42.7211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4694 points.

H1 Avg (Jan–Jun) 43.1905
H2 Avg (Jul–Dec) 42.7211

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.9848 TZS (High: 43.7200 / Low: 41.7352). On the other end, May was the most stable month, with a tight range of 0.2380 TZS (High: 42.7513 / Low: 42.5133).

January Spread (Volatile) ±1.9848
May Spread (Stable) ±0.2380

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9753 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.9753

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 44.3832) against the same month in 2025 (average: 44.5850), the exchange rate shifted by -0.2018 (-0.45%).

2026 Avg (February) 44.3832
2025 Avg (February) 44.5850

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.7200 41.7352 42.5822
February 45.0427 43.7448 44.3832
March 44.4346 42.5718 43.4079
April 43.7487 42.0948 43.2167
May 42.7513 42.5133 42.6623
June 43.5179 42.3782 42.8907
July 42.9819 42.5918 42.7211