YEARLY HIGH
0.3185 PHP
YEARLY LOW
0.2784 PHP
YEARLY AVERAGE
0.3028 PHP

2021 PKR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 0.3185. Conversely, the yearly low was recorded on December 19, dropping to 0.2784.

This high-to-low spread represents a total annual volatility of 0.0401 PHP. From a start-to-finish perspective, comparing the January average rate of 0.2994 to the December average rate of 0.2834, the exchange rate registered a net change of -5.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3185 was down 3.82% compared to the 2020 peak of 0.3311, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 159,242 PHP
2020 Average 153,424 PHP
Yearly Trough Low 139,195 PHP
Transaction Impact: A difference of 20,047.15 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3196
0.2801
JanuMarcMayJulySeptNove

PKR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3083, compared to 0.2974 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0110 points.

H1 Avg (Jan–Jun) 0.3083
H2 Avg (Jul–Dec) 0.2974

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0150 PHP (High: 0.2985 / Low: 0.2834). On the other end, January was the most stable month, with a tight range of 0.0029 PHP (High: 0.3003 / Low: 0.2974).

November Spread (Volatile) ±0.0150
January Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0080 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.3163) against the same month in 2020 (average: 0.3078), the exchange rate shifted by +0.0085 (+2.75%).

2021 Avg (April) 0.3163
2020 Avg (April) 0.3078

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3003 0.2974 0.2994
February 0.3092 0.2989 0.3030
March 0.3179 0.3072 0.3109
April 0.3185 0.3136 0.3163
May 0.3151 0.3082 0.3124
June 0.3097 0.3049 0.3080
July 0.3172 0.3075 0.3127
August 0.3085 0.2942 0.3047
September 0.3011 0.2932 0.2980
October 0.2979 0.2904 0.2949
November 0.2985 0.2834 0.2905
December 0.2881 0.2784 0.2834