YEARLY HIGH
0.2227 PHP
YEARLY LOW
0.2062 PHP
YEARLY AVERAGE
0.2158 PHP

2026 PKR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PKR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 0.2227. Conversely, the yearly low was recorded on February 24, dropping to 0.2062.

This high-to-low spread represents a total annual volatility of 0.0165 PHP. From a start-to-finish perspective, comparing the January average rate of 0.2113 to the December average rate of 0.2217, the exchange rate registered a net change of 4.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2227 was up 5.08% compared to the 2025 peak of 0.2119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 111,332 PHP
2025 Average 102,083 PHP
Yearly Trough Low 103,085 PHP
Transaction Impact: A difference of 8,247.13 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2231
0.2068
JanuMarcMayJuly

PKR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2148, compared to 0.2217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.2148
H2 Avg (Jul–Dec) 0.2217

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0106 PHP (High: 0.2174 / Low: 0.2068). On the other end, May was the most stable month, with a tight range of 0.0015 PHP (High: 0.2213 / Low: 0.2198).

March Spread (Volatile) ±0.0106
May Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0032 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.2217) against the same month in 2025 (average: 0.2001), the exchange rate shifted by +0.0216 (+10.82%).

2026 Avg (July) 0.2217
2025 Avg (July) 0.2001

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2126 0.2098 0.2113
February 0.2112 0.2062 0.2082
March 0.2174 0.2068 0.2133
April 0.2211 0.2127 0.2157
May 0.2213 0.2198 0.2207
June 0.2220 0.2166 0.2199
July 0.2227 0.2208 0.2217