YEARLY HIGH
541.4363 BIF
YEARLY LOW
475.8119 BIF
YEARLY AVERAGE
511.8128 BIF

2021 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 541.4363. Conversely, the yearly low was recorded on November 22, dropping to 475.8119.

This high-to-low spread represents a total annual volatility of 65.6245 BIF. From a start-to-finish perspective, comparing the January average rate of 522.2664 to the December average rate of 489.3960, the exchange rate registered a net change of -6.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 541.4363 was up 0.91% compared to the 2020 peak of 536.5597, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,828,727 BIF
2020 Average 9,843,771 BIF
Yearly Trough Low 9,516,237 BIF
Transaction Impact: A difference of 1,312,489.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

532.8315
484.9582
JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 520.4331, compared to 503.1925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 17.2406 points.

H1 Avg (Jan–Jun) 520.4331
H2 Avg (Jul–Dec) 503.1925

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 28.9215 BIF (High: 504.7333 / Low: 475.8119). On the other end, October was the most stable month, with a tight range of 7.8436 BIF (High: 507.0039 / Low: 499.1603).

November Spread (Volatile) ±28.9215
October Spread (Stable) ±7.8436

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 19.1181 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -19.1181

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 528.8421) against the same month in 2020 (average: 482.9021), the exchange rate shifted by +45.9400 (+9.51%).

2021 Avg (June) 528.8421
2020 Avg (June) 482.9021

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 529.3640 517.1716 522.2664
February 529.7967 518.3973 524.7253
March 519.9142 492.0291 505.6072
April 522.5634 498.8956 512.3717
May 539.3800 514.3115 528.7860
June 541.4363 516.2779 528.8421
July 521.8011 507.9242 514.0204
August 517.8066 505.2835 511.1169
September 523.1845 498.5392 512.5104
October 507.0039 499.1603 503.1638
November 504.7333 475.8119 488.9477
December 496.4934 485.5429 489.3960