2021 PLN to BIF Historical Review

YEARLY HIGH

541.4363 BIF

YEARLY LOW

475.8119 BIF

YEARLY AVERAGE

511.8128 BIF

2021 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 541.4363. Conversely, the yearly low was recorded on November 22, dropping to 475.8119.

This high-to-low spread represents a total annual volatility of 65.6245 BIF. From a start-to-finish perspective, comparing the January average rate of 522.2664 to the December average rate of 489.3960, the exchange rate registered a net change of -6.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 541.4363 was up 0.91% compared to the 2020 peak of 536.5597, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,828,727 BIF

2020 Average 9,843,771 BIF

Yearly Trough Low 9,516,237 BIF

Transaction Impact: A difference of 1,312,489.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

532.8315

484.9582

JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 520.4331, compared to 503.1925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 17.2406 points.

H1 Avg (Jan–Jun) 520.4331

H2 Avg (Jul–Dec) 503.1925

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 28.9215 BIF (High: 504.7333 / Low: 475.8119). On the other end, October was the most stable month, with a tight range of 7.8436 BIF (High: 507.0039 / Low: 499.1603).

November Spread (Volatile) ±28.9215

October Spread (Stable) ±7.8436

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 19.1181 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -19.1181

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 528.8421) against the same month in 2020 (average: 482.9021), the exchange rate shifted by +45.9400 (+9.51%).

2021 Avg (June) 528.8421

2020 Avg (June) 482.9021

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	529.3640	517.1716	522.2664
February	529.7967	518.3973	524.7253
March	519.9142	492.0291	505.6072
April	522.5634	498.8956	512.3717
May	539.3800	514.3115	528.7860
June	541.4363	516.2779	528.8421
July	521.8011	507.9242	514.0204
August	517.8066	505.2835	511.1169
September	523.1845	498.5392	512.5104
October	507.0039	499.1603	503.1638
November	504.7333	475.8119	488.9477
December	496.4934	485.5429	489.3960