2013 PLN to BIF Historical Review

YEARLY HIGH

515.6216 BIF

YEARLY LOW

461.3987 BIF

YEARLY AVERAGE

490.7897 BIF

2013 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 515.6216. Conversely, the yearly low was recorded on July 6, dropping to 461.3987.

This high-to-low spread represents a total annual volatility of 54.2229 BIF. From a start-to-finish perspective, comparing the January average rate of 487.9126 to the December average rate of 508.0056, the exchange rate registered a net change of 4.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 515.6216 was up 2.78% compared to the 2012 peak of 501.6614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,312,431 BIF

2012 Average 8,637,168 BIF

Yearly Trough Low 9,227,973 BIF

Transaction Impact: A difference of 1,084,457.59 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

511.4552

470.0601

JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 489.5150, compared to 492.0644 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5494 points.

H1 Avg (Jan–Jun) 489.5150

H2 Avg (Jul–Dec) 492.0644

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 27.6175 BIF (High: 500.4515 / Low: 472.8340). On the other end, November was the most stable month, with a tight range of 7.8751 BIF (High: 501.8719 / Low: 493.9968).

May Spread (Volatile) ±27.6175

November Spread (Stable) ±7.8751

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 16.2978 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -16.2978

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 508.0056) against the same month in 2012 (average: 488.4114), the exchange rate shifted by +19.5942 (+4.01%).

2013 Avg (December) 508.0056

2012 Avg (December) 488.4114

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	505.5338	478.5024	487.9126
February	514.8878	487.5423	502.1444
March	497.6169	473.2131	485.8466
April	502.6576	481.1764	494.7526
May	500.4515	472.8340	488.2861
June	488.9578	465.7923	478.1477
July	483.9279	461.3987	473.5097
August	490.7243	475.5082	484.0711
September	495.6474	470.5790	485.7042
October	511.3315	493.8586	502.5749
November	501.8719	493.9968	498.5210
December	515.6216	499.7537	508.0056