YEARLY HIGH
445.7540 BIF
YEARLY LOW
383.8213 BIF
YEARLY AVERAGE
415.8133 BIF

2015 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 16, valuing the pair at 445.7540. Conversely, the yearly low was recorded on November 30, dropping to 383.8213.

This high-to-low spread represents a total annual volatility of 61.9327 BIF. From a start-to-finish perspective, comparing the January average rate of 426.6210 to the December average rate of 394.8291, the exchange rate registered a net change of -7.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 445.7540 was down 13.50% compared to the 2014 peak of 515.3469, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,915,081 BIF
2014 Average 9,856,195 BIF
Yearly Trough Low 7,676,426 BIF
Transaction Impact: A difference of 1,238,654.89 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

432.8121
389.2705
JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 422.7583, compared to 408.8684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 13.8899 points.

H1 Avg (Jan–Jun) 422.7583
H2 Avg (Jul–Dec) 408.8684

Volatility Range Comparison

Volatility

The most volatile month in 2015 was May, with a trading range of 34.1614 BIF (High: 445.7540 / Low: 411.5926). On the other end, February was the most stable month, with a tight range of 10.5130 BIF (High: 432.4729 / Low: 421.9600).

May Spread (Volatile) ±34.1614
February Spread (Stable) ±10.5130

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 18.7948 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -18.7948

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2015: 429.1836) against the same month in 2014 (average: 508.4626), the exchange rate shifted by -79.2789 (-15.59%).

2015 Avg (May) 429.1836
2014 Avg (May) 508.4626

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 437.9609 415.4539 426.6210
February 432.4729 421.9600 426.5286
March 422.1935 398.1217 411.7705
April 436.1678 409.3771 420.2748
May 445.7540 411.5926 429.1836
June 431.5325 413.0612 422.1710
July 436.0229 412.3079 426.4608
August 424.4978 405.3620 412.7670
September 421.7731 409.3717 414.5605
October 423.4642 400.4699 411.6938
November 405.4548 383.8213 392.8990
December 404.1815 385.3711 394.8291