2019 PLN to BIF Historical Review

YEARLY HIGH

495.5472 BIF

YEARLY LOW

460.0894 BIF

YEARLY AVERAGE

479.8813 BIF

2019 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 495.5472. Conversely, the yearly low was recorded on October 1, dropping to 460.0894.

This high-to-low spread represents a total annual volatility of 35.4578 BIF. From a start-to-finish perspective, comparing the January average rate of 480.4780 to the December average rate of 488.3607, the exchange rate registered a net change of 1.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 495.5472 was down 6.98% compared to the 2018 peak of 532.7522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,910,944 BIF

2018 Average 9,857,823 BIF

Yearly Trough Low 9,201,789 BIF

Transaction Impact: A difference of 709,155.58 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

490.9203

466.4633

JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 480.5421, compared to 479.2205 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3216 points.

H1 Avg (Jan–Jun) 480.5421

H2 Avg (Jul–Dec) 479.2205

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 29.3471 BIF (High: 489.4366 / Low: 460.0894). On the other end, May was the most stable month, with a tight range of 6.3688 BIF (High: 482.2136 / Low: 475.8448).

October Spread (Volatile) ±29.3471

May Spread (Stable) ±6.3688

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 12.9997 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -12.9997

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 488.3607) against the same month in 2018 (average: 479.3361), the exchange rate shifted by +9.0246 (+1.88%).

2019 Avg (December) 488.3607

2018 Avg (December) 479.3361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	485.1918	473.2335	480.4780
February	487.2542	469.9835	476.8024
March	483.4196	471.0180	478.3833
April	484.3452	473.8857	480.0850
May	482.2136	475.8448	478.6219
June	495.1641	477.6599	488.8822
July	491.1121	476.3389	485.0640
August	479.7360	461.3755	472.0643
September	476.5624	461.1483	468.5013
October	489.4366	460.0894	478.2441
November	490.1659	477.3879	483.0885
December	495.5472	478.2994	488.3607