YEARLY HIGH
829.4962 BIF
YEARLY LOW
706.8825 BIF
YEARLY AVERAGE
788.1415 BIF

2025 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 829.4962. Conversely, the yearly low was recorded on January 15, dropping to 706.8825.

This high-to-low spread represents a total annual volatility of 122.6137 BIF. From a start-to-finish perspective, comparing the January average rate of 718.5365 to the December average rate of 821.2178, the exchange rate registered a net change of 14.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 829.4962 was up 8.81% compared to the 2024 peak of 762.3604, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 16,589,925 BIF
2024 Average 14,493,725 BIF
Yearly Trough Low 14,137,650 BIF
Transaction Impact: A difference of 2,452,274.07 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

831.4859
708.2684
JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 763.3647, compared to 812.9184 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 49.5537 points.

H1 Avg (Jan–Jun) 763.3647
H2 Avg (Jul–Dec) 812.9184

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 43.0166 BIF (High: 775.2863 / Low: 732.2697). On the other end, December was the most stable month, with a tight range of 15.7924 BIF (High: 826.8645 / Low: 811.0721).

March Spread (Volatile) ±43.0166
December Spread (Stable) ±15.7924

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 8.8786 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -8.8786

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 817.3682) against the same month in 2024 (average: 751.7254), the exchange rate shifted by +65.6428 (+8.73%).

2025 Avg (September) 817.3682
2024 Avg (September) 751.7254

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 737.2211 706.8825 718.5365
February 751.7792 715.7539 736.5048
March 775.2863 732.2697 762.3933
April 791.5866 755.6464 779.7148
May 798.8002 767.4707 782.7552
June 823.0141 781.8136 800.2833
July 826.7002 791.8643 813.9057
August 818.4693 796.3227 811.8270
September 829.4962 804.1782 817.3682
October 820.0429 800.3922 808.4896
November 811.6865 793.6267 804.7020
December 826.8645 811.0721 821.2178