2020 PLN to BIF Historical Review

YEARLY HIGH

536.5597 BIF

YEARLY LOW

439.7860 BIF

YEARLY AVERAGE

492.0973 BIF

2020 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 536.5597. Conversely, the yearly low was recorded on March 23, dropping to 439.7860.

This high-to-low spread represents a total annual volatility of 96.7737 BIF. From a start-to-finish perspective, comparing the January average rate of 492.6400 to the December average rate of 528.1699, the exchange rate registered a net change of 7.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 536.5597 was up 8.28% compared to the 2019 peak of 495.5472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,731,194 BIF

2019 Average 9,598,076 BIF

Yearly Trough Low 8,795,720 BIF

Transaction Impact: A difference of 1,935,474.38 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

535.6572

445.8097

JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 473.5865, compared to 510.6081 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 37.0216 points.

H1 Avg (Jan–Jun) 473.5865

H2 Avg (Jul–Dec) 510.6081

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 58.7798 BIF (High: 498.5658 / Low: 439.7860). On the other end, August was the most stable month, with a tight range of 11.7263 BIF (High: 525.0941 / Low: 513.3677).

March Spread (Volatile) ±58.7798

August Spread (Stable) ±11.7263

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 18.9736 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -18.9736

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 528.1699) against the same month in 2019 (average: 488.3607), the exchange rate shifted by +39.8092 (+8.15%).

2020 Avg (December) 528.1699

2019 Avg (December) 488.3607

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	498.1164	484.4644	492.6400
February	488.5942	475.4117	481.5970
March	498.5658	439.7860	472.2707
April	460.6324	445.8633	453.2970
May	476.3391	450.4872	458.8125
June	488.5056	475.8155	482.9021
July	518.5841	481.3811	495.6301
August	525.0941	513.3677	518.1824
September	524.1557	491.7562	508.7303
October	512.5849	489.0216	501.8675
November	518.1914	488.2835	511.0685
December	536.5597	521.3780	528.1699