2012 PLN to BIF Historical Review

YEARLY HIGH

501.6614 BIF

YEARLY LOW

368.7017 BIF

YEARLY AVERAGE

431.7868 BIF

2012 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 501.6614. Conversely, the yearly low was recorded on January 8, dropping to 368.7017.

This high-to-low spread represents a total annual volatility of 132.9598 BIF. From a start-to-finish perspective, comparing the January average rate of 383.2967 to the December average rate of 488.4114, the exchange rate registered a net change of 27.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 501.6614 was up 8.26% compared to the 2011 peak of 463.4027, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,033,228 BIF

2011 Average 8,193,048 BIF

Yearly Trough Low 7,374,033 BIF

Transaction Impact: A difference of 2,659,195.17 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

498.9228

372.7853

JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 408.1852, compared to 455.3883 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 47.2030 points.

H1 Avg (Jan–Jun) 408.1852

H2 Avg (Jul–Dec) 455.3883

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 38.8906 BIF (High: 437.1801 / Low: 398.2896). On the other end, August was the most stable month, with a tight range of 10.3184 BIF (High: 442.5216 / Low: 432.2032).

May Spread (Volatile) ±38.8906

August Spread (Stable) ±10.3184

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 6.1341 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -6.1341

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 488.4114) against the same month in 2011 (average: 379.1887), the exchange rate shifted by +109.2227 (+28.80%).

2012 Avg (December) 488.4114

2011 Avg (December) 379.1887

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	401.9562	368.7017	383.2967
February	424.7087	402.2549	411.1480
March	420.2546	407.4569	414.7827
April	438.0413	401.9205	414.4746
May	437.1801	398.2896	415.7718
June	422.4256	391.3164	409.6377
July	432.7548	409.4709	419.5230
August	442.5216	432.2032	437.5417
September	469.2905	431.7396	453.8881
October	475.2177	459.8408	468.7556
November	481.2913	452.1445	464.2099
December	501.6614	475.2839	488.4114