YEARLY HIGH
509.6396 BIF
YEARLY LOW
410.9205 BIF
YEARLY AVERAGE
459.7982 BIF

2022 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 509.6396. Conversely, the yearly low was recorded on October 7, dropping to 410.9205.

This high-to-low spread represents a total annual volatility of 98.7191 BIF. From a start-to-finish perspective, comparing the January average rate of 497.7817 to the December average rate of 467.8568, the exchange rate registered a net change of -6.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 509.6396 was down 5.87% compared to the 2021 peak of 541.4363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,192,792 BIF
2021 Average 10,234,385 BIF
Yearly Trough Low 8,218,409 BIF
Transaction Impact: A difference of 1,974,382.47 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

506.7355
414.1565
JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 478.0101, compared to 441.5863 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 36.4238 points.

H1 Avg (Jan–Jun) 478.0101
H2 Avg (Jul–Dec) 441.5863

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 49.4756 BIF (High: 489.1217 / Low: 439.6462). On the other end, December was the most stable month, with a tight range of 13.7599 BIF (High: 473.8095 / Low: 460.0496).

March Spread (Volatile) ±49.4756
December Spread (Stable) ±13.7599

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 29.9801 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -29.9801

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 499.0206) against the same month in 2021 (average: 524.7253), the exchange rate shifted by -25.7047 (-4.90%).

2022 Avg (February) 499.0206
2021 Avg (February) 524.7253

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 505.6930 484.9492 497.7817
February 509.6396 473.2235 499.0206
March 489.1217 439.6462 469.0405
April 489.4496 455.2675 472.9911
May 482.6698 450.9206 462.8603
June 481.1170 457.6094 466.3663
July 457.3039 427.3354 440.3805
August 452.7474 428.9168 441.1458
September 443.8400 412.5088 429.7657
October 436.3779 410.9205 421.8714
November 460.9667 428.5629 448.4973
December 473.8095 460.0496 467.8568